Military families to see drop in Tricare dental premiums

Army households will quickly see their month-to-month Tricare dental premiums drop by a couple of {dollars} as the brand new Tricare Dental Program contract takes impact, with some active-duty households seeing their premiums drop by almost one-third.

Whereas many beneficiaries will see a small lower of their premiums, the most important modifications have an effect on active-duty households and sure Reserve members and their households in pay grades E-4 and under. Energetic obligation households in these ranks with multiple member of the family insured will see a drop of 29%, from $31.46 to $22.48, a distinction of $8.98. Earlier charges didn’t fluctuate by rank.

The brand new month-to-month charges take impact March 1, however households will see the change of their February invoice as a result of it’s a pay-ahead program. The February invoice covers March protection. Reductions, which rely upon service members’ standing, rank and enrollment sort, vary from $0.57 to $8.98 a month, in comparison with the earlier charges that have been carried out in November, which additionally mirrored reductions.

This system is a voluntary dental plan out there to active-duty members of the family, Nationwide Guard and Reserve members and their members of the family. These eligible can enroll at any time.

Along with month-to-month premiums, beneficiaries additionally pay co-payments for sure providers, which have remained the identical beneath the brand new contract, corresponding to 20% for primary restorative providers. There isn’t a co-pay for diagnostic and preventive providers, and there’s no annual deductible.

This system additionally now presents extra dentists, together with specialists, nearer to beneficiaries, in keeping with Tricare officers. It additionally permits these coated to have on-line appointments with dentists for checkups, planning care and different primary providers.

United Concordia will proceed to manage the Tricare Dental Program. These charges are efficient via Feb. 28, 2026.

United Concordia has dentists in all 50 states, the District of Columbia, Puerto Rico, Guam and the U.S. Virgin Islands. Beneficiaries abroad may also seek for a supplier of their nation in United Concordia’s on-line record of Tricare OCONUS Most popular Dentists.

Tricare dental protection, which is separate from Tricare medical protection, requires separate enrollment.

Energetic-duty members obtain most of their dental care at navy clinics beneath the Energetic Obligation Dental Program.

New month-to-month charges for the Tricare Dental Program

Energetic-duty households, E-4 and under

Sponsor solely: Doesn’t applyOne member of the family: $8.65; down from $12.10More than one member of the family: $22.48; down from $31.46

Energetic-duty households, E-5 and above

Sponsor solely: Doesn’t applyOne member of the family: $11.53; down from $12.10.A couple of member of the family: $29.98; down from $31.46

Chosen Reserve and Particular person Prepared Reserve (mobilization), E-4 and under

Sponsor solely: $8.65; down from $12.10One member of the family: $28.82; down from $30.25Family: $74.94; down from $78.64Sponsor and household: $83.59; down from $90.74

Chosen Reserve and Particular person Prepared Reserve (mobilization), E-5 and above

Sponsor solely: $11.53; down from $12.10One member of the family: $28.82; down from $30.25Family: $74.94; down from $78.64Sponsor and household: $86.47; down from $90.74

Particular person Prepared Reserve (nonmobilization)

Sponsor solely: $28.82; down from $30.25One member of the family: $28.82; down from $30.25Family: $74.94; down from $78.64Sponsor and household: $103.76; down from $108.89